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Serving Officers

We have received renewal terms for the Serving Officer’s Insurance Scheme from our insurance partners, George Burrows, and there are some important changes which we would like to bring to the attention of our members.

We are pleased to confirm that there have been some enhancements added to some parts of the package at no additional cost to you. These are as follows:

  • In relation to the Life Assurance and Critical illness cover, the maximum age limit for a Serving Officer has been increased from age 65 to age 70 years, in line with state retirement age.
  • Under the Personal Accident section, the Firearm Assault benefit has been increased from £1,500 to £2,500 and the Stabbing Assault benefit has been increased from £750 to £1,500.
  • Travel Insurance now includes ‘Car Hire Excess Waiver cover’ which means that insurers will pay up to £1,000 per claim for any monetary excess in respect of loss or damage to a rental vehicle whilst on holiday.

We always try to avoid premium increases however due to a very high usage and claims experience under the scheme over the past 2 years, it has been necessary to increase the premiums. As your premium is payable by payroll eduction, the monthly amount will be automatically adjusted by your Payroll department with effect from renewal date of 1 March 2018. The changes that will apply are detailed below:

  Expiring premium* New Premium*
Serving Officer £25.20 £26.68
Partner of Serving Officer £7.47 £7.81
New Recruit £12.14 £14.64
Partner of New Recruit £3.84 £3.54

*The premiums include Insurance Premium Tax (IPT) and the Federation’s administration fee.

Travel Insurance – Important information

We would also like to remind you about declaring your medical conditions, when necessary. Please read the Declaration on pages 4 & 5 of your policy wording where you will find the Medical exclusions that apply to the policy and; the health Questions. If you or anyone insured by the policy answers Yes to any of the Health Questions you must contact the Police and Fire Brigade Health Line on 01689 892 262 to declare any and all pre-existing medical conditions. Cover for pre-existing medical conditions does not automatically continue and you must declare these at each renewal. You must also read the Declaration each time you book a trip and declare any new conditions or any changes to those that have already been declared. All documentation regarding this Group Insurance scheme is available from our Intranet site to view/download.

If you have any queries or concerns, then please do not hesitate to contact us.